Notice of Default Action Checklist
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Notice of Default Action Checklist
Your step-by-step guide to responding to foreclosure
TIME-SENSITIVE: Act Within 20-30 Days
In Texas, you typically have 20-30 days from receiving a Notice of Default to take action before foreclosure proceedings advance. Check your notice for the exact deadline and mark it on your calendar immediately.
Day 1: Read Notice Carefully
Understand what you received
Day 1: Calculate Your Timeline
Mark critical dates
Days 1-2: Gather Financial Documents
Collect everything you'll need
Days 2-3: Contact Your Mortgage Servicer
Call immediately
Days 3-5: Contact HUD-Approved Counselor
Get free expert advice
Days 5-10: Explore All Your Options
Evaluate what's best for you
Days 7-14: Submit Loss Mitigation Application
If pursuing lender assistance
Days 10-20: Consider Selling Quickly
If you have equity or want to avoid foreclosure
Important Reminders
EnterActDFW Real Estate Brokerage | Licensed Texas Broker
4400 State Hwy 121, Suite 300, Lewisville, Texas 75056
Phone: (832) 346-9569 | Email: [email protected]
Legal Disclaimer: This information is for educational purposes only and is not legal advice. For legal guidance, consult an attorney or HUD-approved housing counselor.
Need Help? We're Here for You
Contact EnterActDFW for a free consultation and fair cash offer. We've helped over 200 Texas families navigate foreclosure with dignity.